Staying Protected With The Best CNA Training Insurance

Most, if not all, students undergoing CNA training do not have insurance policies related to their studies toward becoming certified nursing assistants. The rationale is that, as students, their roles and responsibilities do not include directly being responsible for the welfare of patients in clinics, hospitals, and nursing homes, which cannot be said of certified nursing assistants employed by these establishments. Thus, insurance coverage appears to be unnecessary.

But appearances can deceive and this applies to insurance for individuals on any form of CNA training program. In the following section, we shall discuss the importance of insurance coverage for individuals training to become certified nursing assistants, were to secure the insurance policy, and how to choose it. These aspects of insurance also apply to certified nursing assistants who are already employed in the abovementioned healthcare facilities.

Importance of Insurance

Keep in mind that individuals studying to become certified nursing assistants must undergo in-clinic training to develop their practical skills in their chosen profession. Just like certified nursing assistants, these students are also required to perform roles and responsibilities that can directly affect the health of the patients. To name a few, students on practicum stints are required to take care of patients’ hygiene, monitor their vital signs, feed them their food and nutritional supplements, and turn them to prevent bedsores.

Aside from these patient-related activities, students on practicum stints must also deal with other healthcare professionals including doctors, physical therapists, and nurses. For example, it may be necessary to report any observed health issues of the patients to the supervising nurse.

With all of these roles and responsibilities to deal with even as students, the importance of insurance coverage on the job cannot be overemphasized. Insurance coverage provides a good layer of protection against possible litigations and potential liabilities when patients and their parents/legal guardians take legal action for negligence, malpractice, and abuses, among others, allegedly committed by students during their practicum stints. This also applies to paid certified nursing assistants on the job.

Of course, we are not saying that being a student of a CNA program is hazardous in itself, far from it. The practicum stint is only a small part of your training in the profession but it is a significant part and, thus, requires sufficient preparation and protection from unforeseen events. This is where insurance coverage comes in.

Places to Find Insurance

If you already have an insurance company catering to your other insurance needs, then it’s a simple matter of asking about coverage for your studies in the CNA program. You can either get a new insurance policy for a specific purpose or incorporate your desired coverage into your existing policy. Either way, you should be sufficiently covered against possible litigations and potential liabilities.

If you don’t have insurance, we suggest shopping around for the most suitable coverage. Online sites are great places to start comparison shopping, which can be complemented by referrals and recommendations from family, friends, and colleagues.

When choosing an insurance policy, you must strike a balance between the coverage provided and the premiums charged by the insurance company. Between the two, however, we suggest paying higher premiums for greater coverage just to be on the safe side. Still, we always believed that good coverage at affordable premiums is still better than no coverage so go for the policy within your means.

In the end, getting insurance coverage for your stint as a student in a CNA program is a personal decision. Just always remember that it is best to have a safety net, especially in the healthcare industry.